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 User Owned Tradeline  F.A.Q.
Please read our F.A.Q. Section before contacting us for more information
For Pricing information see our page here.
 
 
We can report real aged trade lines to your credit report. These accounts are not authorized user accounts they are yours. The trade lines that report to your credit are all open, active accounts with a minimum of 2 years postive payment history. There is no credit repair agency, A/U credit reseller or credit restoration company that can match our services. Our credit score enhancment program is one of a kind. Our programs are affordable and designed to help the average working citizen achieve financial freedom through credit.
 
 
Q: How many tradelines can I purchase at one time?

A:There is no limit to the amount of trades you can purchase. You can purchase one of our exclusive packages or you can mix and match individual trades in the fashion suitable for your credit needs.
For pricing information click here.


Q: How long will these tradelines remain on my credit report?

A: Your tradelines will report as "OPEN" on your credit report for a minimum of six months. After that period your trades will remain on your credit report as"CLOSED" for a period of five to seven years.



Q: How long will it take for my tradelines to appear on my credit once I make a payment?

A: 45 to 60 days is the usual amount of time it takes for your tradelines to appear. However, we make all of our clients aware that by law the credit bureaus have up 90 days to report any borrower accounts for reasons such as an over abundance of credit reporting during a particular reporting cycle.



Q: Is there any way that I can speed up the process of the reporting?

A: No. We no longer offer express reporting. 


Q: Can I become a tradeline reseller?

A: Yes, you can become a tradeline reseller. We have a minimum of 30 tradelines per month sold in order to become a reseller. The prices per tradeline for a reseller is less than the price for an individual client. In order to sign up as a reseller you must enter the program with a minimum purchase of 10 tradelines. Please email us for reseller info. 

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Q: Is this tradeline program legal?

A: Yes, Gateway Real Estate Inc has the capacity to issue credit to our clients in all of the programs we offer and all accounts are verifiable once they appear on your credit report.



Q: Can I just purchase an individual credit profile number without purchasing trade lines?

A: Yes, you can purchase a credit profile number without trade lines. The price of the credit profile number without trade lines is $2000.00 and the number is issued to you within 48-72 hours of receiving your full payment.
For pricing Information click here.


Q: Can I purchase more than one credit profile number?

A: Yes, you can purchase as many as you would like.



Q: Can I become a Credit Profile Number reseller without being a trade line reseller?

A: Yes, you can become a reseller. As a reseller you have two options: 1) You can resell them at a higher price than $2000 and keep the difference or 2) you can become a reseller and get the reseller discount or 3) If you buy at least 10 numbers at once, we can wholesale them to you at an even greater discount. You can resell them at any price for a profit.
For information on the Credit Profile Number  (CPN) click here.
 

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Q: Can I become a Credit Profile Number Reseller as well as a trade line reseller?

A: Yes, you can re-sell both programs separately or together. For more information on how to set up your business as a reseller, please email us.


Q: Are the results of your services guaranteed?

A: We guarantee our services 100% or your money back! If your tradelines don't appear on your credit report in 90 days we will refund 100% of your tradeline payment guaranteed!



Q: Do you offer credit repair services?

A:  Yes we offer credit repair and enhancement. Click here for pricing information


Q: Can you guarantee a 700+ credit score to your clients after the tradelines are added?

A: We can only guarantee a 700+ credit score to our clients who purchase a new Credit Profile Number (CPN) with tradelines. For clients who add tradelines to their existing credit we can say that your scores will improve dramatically but any prior negative history on your current credit report makes it impossible for us to guarantee you a 700+ credit score.


Q: Are these Authorized User accounts?

A:  Allthough we do offer Authorized user accounts, these are not Authorized User accounts. All tradelines will appear on your credit report with you as the sole borrower.


Q: Can I apply for anything once my scores improve?

A: Yes, you can and will be approved for mortgages, car loans, credit cards, etc. Once our services have been implemented you will have the payment history and credit history to get approved with any lender or financial institution.
 


 
For Information on our CPN program Click Here
If you are facing foreclosure Click Here
 If you want more info on our Tradeline programs Click Here
 For info on our credit restoration program Click Here
 Click here for our hard money programs.