The Secret Foreclosure Options and Alternative Your Lender did not want you to know about.
We Help People out of Foreclosure using the following concepts and techniques:
Lease/ Options
Convertible Leases
Short Sales
Seller Financing
Secondary Markets for Seasoned Mortgages
Legal Defenses
Nominee Buyer’s
Here is an overview of our Foreclosure Help Programs
A) Foreclosure Rescue for highly and over encumbered properties
a) Owner occupied residential
b) 1 year program
c) 90% LTV upon repurchase at 95% market value. (Our goal is to finance the client within 12 months showing seasoning in monthly payments with Convertible Leases)
d) No minimum
e) Must be delinquent on their mortgage
f) Must have been denied refinancing by 2 mortgage companies
g) Must have more than 60 days before sheriff sale takes place
B) Special Foreclosure Rescue on properties with 15% equity or more.
a) Owner & non owner occupied residential
b) 1 year buy back program
c) Mortgage re-assumption
d) No minimum
e) Must be delinquent on their mortgage
f) Must have been denied refinancing by 2 mortgage companies
g) Must have more than 30 days before sheriff sale takes place.
FAQ
Please see below for an answer to your frequently asked questions and fill out a consultant request form for answer to any further questions and to recieve a copy of our new e book,
The Secret Forecloser Options and Alternatives Your Lender Did Not Want You To Know About.
Who do you help? People in foreclosure who want to stay in their home, the payer who has a low credit score or an over encumbered property, when typical lenders can’t do anything for them. We now have a special equity program for the client in foreclosure that has equity in their home.
What do you do? Our Foreclosure Help Program uses convertible lease’s, that upon conversion guarantees a mortgage loan to the homeowner for up to 90% of the property value, when the deed is re-conveyed back. Therefore, when the deed goes out of the party in default, it’s guaranteed to go back.
When do you help? The earlier we get started the better. We require that mortgage payments be at least 2 months delinquent. Usually most people wait too long, thinking a miracle will happen before the sheriff sale. But through experience, we know it won’t happen that way. Distressed clients that can’t be helped with conventional financing methods can now find the help they need to get out of foreclosure.
Where do we help? The foreclosure help program can work in any state where property in foreclosure is allowed to be Sold, Purchased, Mortgaged or lease optioned.
Why do we help? There are so many people who need help but can’t get it from typical financial institutions, they are facing losing their homes and we can give them one more chance, so they may change their lives around with a fresh new start.
How do we help? The program is a very creative involving, lawyers, financial institutions, mortgage brokers, Rescue Buyer, all working together for the homeowner to create a Win! Win! Win! Situation for everyone.
What will it cost? Your only up front, out of pocket cost is a refundable* $1995 application and processing fee.
You will be charged 1-5 points at closing depending on the program you qualify for.
*Processing and application fee refunded if your application is rejected or you do not qualify for our program.
If you qualify for our program and are accepted and refuse the program then the fee is non refundable.
Please fill out a Consultant Request Form
For More information and to receive our new e-book
The Secret Foreclosure Options and Alternatives Your Lender Did Not Want You To Know About.
YOU HAVE TAKEN A BIG STEP IN SAVING YOUR HOME AND ANY EQUITY YOU HAVE WORKED SO HARD TO BUILD. IN ORDER FOR OUR TEAM TO HELP YOU, WE NEED COPIES OF THE FOLLOWING ITEMS AS SOON AS POSSIBLE: For Faster Processing Please have these items ready when you are contacted by the consultant.
1. PHOTO COPY OF YOUR RECORDED DEED
2. COPIES OF YOUR MORTGAGE & NOTE (FOR ALL MORTGAGES)
3. COPY OF ALL PREVIOUS BANKRUPTCY DOCUMENTS (IF APPLICABLE)
4. COPY OF YOUR TITLE POLICY
5. THREE WRITTEN ESTIMATES FOR ALL REPAIRS NEEDED
6. COPY OF YOUR HOMEOWNERS POLICY
7. "ALL" LEGAL CORRESPONDENCE OF THE FORECLOSURE FROM BANK/MTG COMPANY
8. COPY OF SUMMONS AND COMPLAINT
9. MORTGAGE PAYMENT BOOKLET OR COPY OF PAYMENT STATEMENT 10.COPY OF LAST TWO YEARS TAX RETURNS
11. LETTER OF EXPLANATION OF HARDSHIP
12. LIST OF ALL MORTGAGES, LIENS, AND JUDGMENTS
13. REAL ESTATETAX BILL
14. DOCUMENTED VERIFICATON THE LOAN APPLICATION WAS DECLINED 15. FIRST MONTHS RENT, (refundable at closing)
IMPORTANT!! IT IS NECESSARY THAT WE HAVE "ALL" THE ABOVE ITEMS WHEN WE BEGIN THE PROCESSING AND NEGOTIATIONS, AND RECOMMEND THAT THEY ALL BE SENT TOGETHER.
Please
Contact us if you have any further Questions on our Foreclosure Help Program
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